How many years does it take for savings bonds to mature?

May 4th, 2008 | by bonds |
ginnrc asked:


I have gotten several savings bonds as gifts since 1991 till 1996. One person told me it takes 18 years for their value to mature and another person told me it only takes a few years.

SAM
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  1. 5 Responses to “How many years does it take for savings bonds to mature?”

  2. By 4x4 on May 6, 2008 | Reply

    RUEBEN

    It takes about 15-20 years to fully mature.

    Use this web address to see the amount of your bonds.

  3. By dootch on May 9, 2008 | Reply

    SONNY

    Goverment bonds generally mature in 20yrs…..

  4. By CJB on May 9, 2008 | Reply

    RANDY

    On average 2-5 years

  5. By Judy on May 11, 2008 | Reply

    JUDSON

    It depends on the type of bond and when it was issued, but it’s usually up to 20 years. You can cash them earlier, but with some you pay a penalty of some of the interest if you cash them within 5 years of issue.

    Many bonds over 30 years old are no longer earning interest.

  6. By derek on May 13, 2008 | Reply

    MITCH

    They take 15-20 years to fully mature, but after 5 years you can cash them in without a penalty.

    Keep in mind that you paid 50% of their face value (i.e.: pay $25 for a $50 bond).

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